Employee Benefits - Retirement Products and Services

Savage and Associates - Retirement Products and Services"The Society of Actuaries estimates that baby boomers will be the first generation of which both sexes are expected to live well into their 80s, and many will live to see a 100th birthday. That's great news-if they can afford it." -Time Magazine.

Have you set aside your proverbial nest egg? You'll need it. In 1973, the average American saved 9.5 percent of his or her annual salary. Today that figure is less than 4 percent. According to some experts, 95 percent of all U.S. citizens will reach retirement age with less money than they need to retire comfortably; 75 percent will retire with less than half of what they need.

Savage & Associates can help ensure the golden years are in fact golden for employees, business owners and executives, through our full-range of sophisticated retirement planning services:

  • For high-net-worth individuals and families, we tailor comprehensive asset management and wealth creation plans that reduce current income taxes and maximize the accumulation of additional assets.
  • For employers who want to provide benefits to all employees, we provide tax-qualified benefit plans with tax-deductible contributions and earnings that accumulate tax-deferred. These include 401(k) plans, pension, and profit-sharing plans.
  • For business owners and executives, we offer a full range of non-tax-qualified retirement plans to circumvent restrictions on tax-qualified plans and restore benefits to acceptable income replacement levels. These include deferred compensation plans, 401(k) mirror plans, and supplemental executive retirement plans. A secure future requires more than good intentions - it demands expert planning. That's the kind that Savage & Associates provides.

Retirement Planning Products and Services include:

  • Pension Plans
  • 401(k) Plans
  • Profit Sharing Plans
  • Supplemental Executive Retirement Plans
  • Deferred Compensation Plans
  • Bonus Plans
  • Split Dollar Life Insurance

Savage & Associates offers all the resources you need to get the results you want. To learn more, call 419-475-8665 today.